نامه تصویب وام Approve a loan

I am happy to inform you that Doe International has approved your loan application for $33,000 with interest to be paid at a 9.8 Annual Percentage Rate. As indicated in earlier correspondence, we expect the loan to be paid in full within seven years. An amortization schedule is enclosed. Please call me sometime during the week so that we can draw up the final papers.

We have approved your request for a home equity loan in the amount of $10,000. The term of the loan is fifteen years. The interest rate on the unpaid balance will be calculated according to our standard formula and will start at 9%. Your first payment of $210 is due on July 25. Thank you for choosing Doe Savings and Loan. Please call us at 555-5555 if we can serve you further.

Your application went through underwriting successfully, and we will extend to you the $888 loan immediately. Please come to my office to review the terms and sign the promissory note. The terms are as outlined on the application. In brief, the first payment of $50 is due thirty days after disbursement of the principal. Subsequent payments are due on the first of every month thereafter. Our 10.9% interest rate is good for the entire term of the loan.

We are pleased to approve your home equity loan application. The loan amount is $50,000, the term is 30 years, and the annual interest rate is 8%. Enclosed is a disclosure form that outlines the terms of the loan. If you have any questions, please call our local branch and a representative will help you.